Federal Stafford Loan (ICP-BARD MFA)

Compared to loans from banks and other private sources, federal student loans ordinarily offer lower interest rates and more flexible payment terms. Eligible ICP-Bard students and U.S. citizens can apply for both Direct Unsubsidized Loans and Direct PLUS Loans. Both of these loan types are a part of the William D. Ford Federal Direct Loan Program. Direct Unsubsidized Loans lend up to $20,500 each academic year. Remaining costs associated with your academic endeavor may be covered by a Direct Plus Loan (a credit check is required for all PLUS Loan applications.)

Students have the option of paying interest on their federal loans while in school or having the interest added to the loan principal. In both cases, students must be sure to understand the terms of all loan agreements they engage in, and keep copies of all loan documents. Your loan servicer will be in contact with you during the life of your loan as well. Six months after you graduate, leave school, or drop below half-time enrollment, your loan servicer will also contact you regarding repayment. For comprehensive and user-friendly information on federal aid and the application process, students can visit www.studentaid.ed.gov.

To apply for a federal student loan, students must complete and submit a Free Application for Federal Student Aid (FAFSA). Results of your application are sent to Bard College, which handles all student loan award processing. The FAFSA code number for Bard College is 002671. Students can easily complete and submit a FAFSA application at www.fafsa.ed.gov.

International Student Loans

International students who are able to have a U.S. citizen or permanent resident co-sign a loan, please visit:

For loans where a U.S. citizen or permanent resident is not required to co-sign, please visit:


ICP scholarships are made possible with generous support from many private donors. A limited number of named scholarships are available to full-time students. Award amounts vary from year to year.

If you would like to be considered for a merit scholarship upon admission to the ICP-Bard MFA program, be sure to mark the "Merit Scholarship" box on application. Your portfolio and application will then be considered by the Merit Scholarship Committee. MFA students also have the opportunity to apply for merit scholarships for the second year of their academic careers at ICP as a part of their year-end boards.

Students must pass their year-end boards and be in good academic standing to be considered for this opportunity.

PLEASE NOTE: All scholarships are awarded in the form of tuition reduction.


On the first day of the academic year, students are given a directory of institution-wide ICP work-study opportunities. Students contact departments in which they are interested, and schedule meetings where they communicate applicable skills and their academic schedule. Work-study opportunities are awarded in the following ICP departments: Exhibitions, Community Programs, Library, Audio-Visual Post-Producation, and the Teaching Assistant Program.

ICP-Bard MFA students receive tuition reduction at a maximum of $1,200 per academic year and are able to work up to 60 hours per semester for up to $600 in tuition reduction per semester.

Grants & Fellowships

The following websites are for informational purposes only. ICP does not endorse any of these sites as potential sources of grants or other funds.

International Grant/Fellowship Information

The following resources are for informational purposes only. ICP does not endorse any of these sites as potential sources of grants or other funds.