Tuition and Fees
Annual tuition for 2009–2010: $30,899
Nonrefundable Application fee: $100
Registration fee: $100 per semester
Center fee, including lab and graduation costs: $1,500 per year
Nonrefundable tuition deposit: $500
Students who take an official leave of absence from the program or take longer than two years to complete the program are charged a $500 maintenance-of-status fee per year.
Students should be advised that tuition and fees may increase from year to year.
Refunds
No refund of any fees will be made in the event that a student withdraws from the program at any time after registration except as herein specified. In no event is the tuition deposit refundable. In all cases, the student must submit an official request for withdrawal to the ICP-Bard Graduate Committee. The date of submission of such a request will determine the amount of refund. Students who officially withdraw before the first day of classes for the term in question will be given a full refund of tuition paid, less the nonrefundable tuition deposit. If official withdrawal from the program occurs within the first five class days of the program, 75 percent of tuition will be refunded; all other fees, including the application fee, center fee, and tuition deposit, are nonrefundable.
No refund is made in cases of suspension or expulsion.
Federal Stafford Loan
A student who files a Free Application for Federal Student Aid (FAFSA) is eligible to borrow through the Federal Stafford Loan program, which makes available subsidized or unsubsidized loans. The loan is subsidized when the student demonstrates financial need according to a federal formula that ascertains the difference between the budgeted educational expenses and the student's financial strength. In those cases, the federal government pays the interest on the loan while the student is enrolled in school; repayment of the loan principal and remaining interest begins six months after the student ceases to be enrolled on at least a half-time basis.
An unsubsidized Federal Stafford Loan does not require demonstration of financial need. The student begins paying interest charges on the loan while enrolled in school; repayment on the loan principal begins six months after the student ceases to be enrolled at least half-time.The procedures for filing for a loan will be explained when the student is notified of eligibility.
Additional literature on Federal Stafford Loans is available online at www.fafsa.ed.gov and from local banks and other lenders.
(Note: downloading forms requires Adobe Acrobat Reader.)
Living Expenses
New York City can be a very expensive place to live. Plan finances wisely. Students need to account not only for their tuition and lab fees, but living expenses as well. Monthly expenses include rent, utilities, gas, electricity, telephone, food, transportation, photographic materials and equipment, entertainment, and miscellaneous expenses. The academic year spans ten months. The chart below is provided to help students devise a monthly budget:
Estimated Annual Living Expenses
Housing $11,000
Food $4,500
Local transportation $1,200
Books and photo materials $5,000
Personal Items $2,700
Estimated Total Annual Expenses: $24,400
Applications must be postmarked by January 16, 2009.
